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Practical discussions about earning, saving, investing, entrepreneurship, markets, and the financial decisions that shape life in Sri Lanka.
You have Rs. 1 million that you probably won't need immediately. Where should you keep it? A fixed deposit? A bank money market account? Treasury Bills? Or a unit trust?…
Imagine you have Rs. 1 million sitting in a regular savings account earning 2.5% annual interest. That's approximately Rs. 25,000 in gross interest per year. But what if you could…
Imagine losing your job tomorrow. You still have to pay your housing loan, buy groceries, settle electricity bills and cover your children's school expenses. How long could you manage without…
You already own the land and have Rs. 10 million saved. Can you build a proper family house in Sri Lanka in 2026? What if you have Rs. 15 million?…
If you earn USD from Upwork, Fiverr, PayPal, Payoneer or overseas clients, is that income tax-free in Sri Lanka? Not anymore. This is one of the most important tax changes…
Is Rs. 200,000 a good salary in Sri Lanka? What about Rs. 300,000? Does a family need Rs. 500,000—or closer to Rs. 1 million—to actually live comfortably? Ask ten Sri…
Imagine you're earning Rs. 300,000 per month, you have a housing loan, and you're planning to have your first child. How much additional money will you need every month? Rs.…
Imagine you're earning Rs. 250,000 per month and supporting a family of four. You visit the supermarket once a week, buy vegetables from your local market and occasionally order something…
Imagine you've saved Rs. 6 million and are considering buying a house worth Rs. 20 million. You could take a housing loan and finally own a place for your family.…
Buying a car in Sri Lanka is a major financial decision. With many popular new and nearly new small cars advertised around Rs. 8–10 million, even someone earning Rs. 300,000–400,000…
A job offer of Rs. 200,000 per month does not necessarily mean Rs. 200,000 will reach your bank account. After EPF and income tax, your actual take-home salary could be…
Is Rs. 30 million enough to retire in Sri Lanka? What about Rs. 50 million or Rs. 100 million? There is no single answer. The amount you need mainly depends…
How much money do you actually need for a wedding in Sri Lanka in 2026? Rs. 1 million? Rs. 3 million? Or closer to Rs. 5 million? The answer changes…
