Free Sri Lanka calculator
Sri Lanka EPF & ETF Calculator
Estimate the minimum EPF and ETF contributions connected to your monthly total earnings, with a clear employee and employer breakdown.
Calculator
Calculate your contributions
Use the employee’s monthly total earnings before EPF is deducted. Choose how many months to estimate at the same earnings level.
Your estimate
Estimated contributions for 1 month
- Gross earnings for period
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- Total EPF for period (20%)
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- Employer contributions for period (15%)
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- Monthly earnings after employee EPF only
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- Monthly employer cost including EPF and ETF
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Understanding the estimate
How EPF and ETF are calculated
This calculator uses the statutory minimum contribution rates published by Sri Lankan authorities. EPF receives a combined 20% of monthly gross earnings, while ETF adds a separate employer-funded 3%.
Which earnings should you enter?
Use monthly total earnings rather than basic salary alone. Depending on the payment, qualifying earnings can include salary or wages, cost-of-living and similar allowances, holiday payments, food allowances, commissions, piece-rate payments and other remuneration covered by the applicable rules.
If your earnings change each month, calculate each month separately for the most useful estimate.
EPF and ETF example for Rs. 100,000 monthly earnings
For qualifying monthly earnings of Rs. 100,000, the employee EPF estimate is Rs. 8,000 and the employer EPF estimate is Rs. 12,000. The employer also contributes an estimated Rs. 3,000 to ETF. EPF therefore receives Rs. 20,000, while the employer-funded amount across EPF and ETF is Rs. 15,000.
Common EPF and ETF questions
Is ETF deducted from the employee’s salary?
No. The standard ETF contribution is paid by the employer in addition to the employee’s earnings. The employee EPF contribution is the amount normally deducted from qualifying earnings.
Should I use basic salary or gross earnings?
Use the qualifying total earnings on which contributions are payable, not take-home pay after deductions. Ask the employer or relevant authority when you are uncertain whether a particular allowance or payment is included.
Important note
This is an educational estimate, not payroll, accounting or legal advice. It does not calculate income tax, other deductions, surcharges, interest or voluntary contribution rates. Confirm the applicable earnings base and final payroll figures with your employer or the relevant authority.